lets go back and plan for retirement

We looked at a plan for your last five years before retirement, which was based on getting the family ready for retirement. we will come back to this time at a later date to explore it in more detail.

Now lets look back, or ahead, (depends where you are in life) to what we should do, or should have done as we approached our retirement.

I think most people who are entering the workforce, whether it is out of high school, college or university, have a basic plan for retirement.
Most times we just pick an age, like 50, as our goal for that day, when all our time will be ours, to enjoy.

Now that we picked the time, we just go about our lives getting married, buying a house, cars,boats and a whole bunch of other stuff. Along with all of that, here are the children, god bless them, this gives you a different purpose in life, with school, plays, sports and all the other things that come along with children.

Are you thinking of retirement through all of this? Planning for it?

Now the high school years are here ,$$, college, $$$, university,$$$$. Then comes the weddings, more $.

With all of this going on "Father Time" has not stopped the clock and you are near, or at the age "50",which you chose for your retirement.
What happens now?
Do you work on until the mortgage, and all the other things are paid? need a new vehicle so you have a dependable one in you retirement. you will now close to 65, so what happened to that plan made so many years ago?

we will go back and see how we can be better prepared for "retirement". We cannot go back and change what allready is, but we can make a plan, that will give us a better chance to meet our retirement goals.